Top One Trader prop trading firm logo

Top One Trader Prop Firm Profile

CEO: Matt Morris
United StatesUnited States
Trustpilot: 4.5
TP Score (0 reviews)

About Top One Trader

Top One Trader, based in the United States, was established in September 2023. It is a CFD firm offering three program types: Instant, 1 Step, and 2 Steps. The firm supports the MT5, Match Trader, and TradeLocker platforms. The listed review score is 4.4 out of 5 from 134 reviews, reflecting the provided feedback data. The firm offers multiple program formats across several trading platforms for traders seeking CFD program options.

Top One Trader Key Information

Platforms
Match Trader, MT5, TradeLocker
Max Accounts
6
Max Allocation
$200K
Min Days to Payout
14
Founded
Profit Split
100%

Top One Trader Quick Stats

PlatformsMatch Trader, MT5, TradeLocker
BrokerTop One Trader Ltd
Activation Fee$41 - $226
Drawdown TypesStatic
Payout FrequencyBi-weekly
Fee StructureOne-Time
Account TypeDemo
Company Size2-10 employees

Top One Trader Trading Rules

News Trading
Allowed
Weekend Holding
Allowed
EA / Bots
Allowed
Copy Trading
Not Allowed
Overnight Holding
Yes
Hedging
No
Scalping
No
Consistency Rule
No
HFT Allowed
No
Martingale
No
Swap Free
No
IP Consistency
No

Drawdown Basis: Balance

Drawdown Measurement: Absolute

Top One Trader Funding and Account Options

Fee Structure
One-Time
Account Type
Demo
Fee Refundable
Yes
Free Trial
No
Free Retry
No
Reset Option
Yes
Buyback Option
Yes
US Traders
Yes
KYC Required
Yes

Reset Fee: $25,000 Challenge Account - $29

Account Currencies:
USD

Top One Trader Available Instruments

CFD

Top One Trader Payout Policy

Profit Split
80–100%
Payout Frequency
Bi-weekly
First Payout
14 days
Processing Time
24 hours
Min Withdrawal
$100
Payout Methods
Riseworks

Top One Trader Scaling Plan

Conditions: 25% every 3 months after achieving a total gain of 25% (with at least 8% profit each month).
Increment: 25% Increase
Max Allocation: $5.0M
Profit Split Increases with Scaling

Top One Trader Banned Countries (27)

Afghanistan
Albania
Algeria
Armenia
Azerbaijan
Belarus
Crimea (Region of Ukraine)
Cuba
Haiti
Iran

Top One Trader Challenge Types and Costs

Top One Trader offers instant and 1-step and 2-step programs with account sizes from $5K to $200K, with evaluation fees ranging from $17.94 to $1268.5.

instant

12 tiers
Profit target0%
Max drawdown5%
Daily loss limit2.5%
Profit split80%
Starting from$28.2

1 step

6 tiers
Profit target10%
Max drawdown7%
Daily loss limit4%
Profit split80%
Starting from$19.2

2 step

11 tiers
Profit target10%
Max drawdown8%
Daily loss limit4%
Profit split80%
Starting from$17.94

Compare every Top One Trader challenge tier

Profit targets, drawdowns, fees and payouts side-by-side.

Evaluation fee is refunded after a successful payout.

Top One Trader Real Trader Results and Payouts

Verified trader feedback, payout cadence and the policies that determine how often you can withdraw profits at Top One Trader.

TP Score
Trader Reviews
0
Payout Frequency
Bi-weekly
Processing
24 hours

Payout policy at a glance

  • First payout available after 14 days of trading.
  • Payouts cycle on a Bi-weekly schedule.
  • Withdrawals process in 24 hours .
  • Minimum withdrawal amount: $100.
  • Supported payout methods: Riseworks.

Top One Trader Trading Rules Deep Dive

The fine print that decides whether traders pass or breach. Each rule below uses Top One Trader's specific values.

Top One Trader Scaling Plan and Long-Term Growth

How your account grows once you're funded with Top One Trader, and where the profit split ceiling sits.

Starting Allocation
$200K
Max Scaled Allocation
$5.0M
Profit Split Range
80% → 100%

How scaling works at Top One Trader

Conditions: 25% every 3 months after achieving a total gain of 25% (with at least 8% profit each month).

Increment: 25% Increase

Profit split improves as you scale up the account.

Maximum of 6 concurrent accounts permitted.

How Top One Trader Compares

Where Top One Trader outperforms typical prop firms — and where its rules are stricter than the industry average.

Top One Trader strengths

  • High profit split ceiling (100%) versus a typical 80% industry standard.
  • Fast first payout — available after 14 days versus the typical 30-day minimum.
  • Wide platform choice: Match Trader, MT5, TradeLocker.
  • Evaluation fee is refundable after a successful payout.
  • Scaling plan grows accounts up to $5.0M.
  • US traders are accepted.
  • No consistency rule — your best day does not cap your total profit.

Things to watch out for

  • 27 banned countries — verify your jurisdiction before purchasing.
  • KYC verification is required before payouts.

Top One Trader pricing starts from $17.94 and goes up to $1268.5.

Use Top One Trader's active discounts to lower the entry cost.

Top One Trader Frequently Asked Questions

Quick answers to the most common questions traders ask about Top One Trader.

If you breach a rule or miss the profit target, the evaluation ends. With Top One Trader, the evaluation fee is refundable after a successful payout, the account can be reset (reset fee: $25,000 Challenge Account - $29).

Still have questions? Get in touch.