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    5. Top One Trader
    Top One Trader prop trading firm logo

    Top One Trader Review & Prop Firm Profile

    CEO: Matt Morris
    United StatesUnited States
    Trustpilot: 4.5
    —
    TP Score (0 reviews)
    Visit Website
    Leave Review

    About Top One Trader

    Top One Trader, based in the United States, was established in September 2023. It is a CFD firm offering three program types: Instant, 1 Step, and 2 Steps. The firm supports the MT5, Match Trader, and TradeLocker platforms. The listed review score is 4.4 out of 5 from 134 reviews, reflecting the provided feedback data. The firm offers multiple program formats across several trading platforms for traders seeking CFD program options.

    Top One Trader Key Information

    Trading Platforms
    MatchTrader
    MetaTrader 5
    TradeLocker
    Founded
    —
    Years in Operation
    —
    Max Allocation
    $200K
    Max Accounts
    6
    Profit Split
    80–100%
    Activation Fee
    $41 - $226
    Min Days to Payout
    14
    US Traders
    Accepted
    KYC Required
    Yes
    Account Currencies
    USD

    Top One Trader Quick Stats

    PlatformsMatch Trader, MT5, TradeLocker
    BrokerTop One Trader Ltd
    Activation Fee$41 - $226
    Drawdown TypesStatic
    Payout FrequencyBi-weekly
    Fee StructureOne-Time
    Account TypeDemo
    Company Size2-10 employees

    Top One Trader Trading Rules

    News Trading
    Allowed
    Weekend Holding
    Allowed
    EA / Bots
    Allowed
    Copy Trading
    Not Allowed
    Overnight Holding
    Yes
    Hedging
    No
    Scalping
    No
    Consistency Rule
    No
    HFT Allowed
    No
    Martingale
    No
    Swap Free
    No
    IP Consistency
    No

    Drawdown Basis: Balance

    Drawdown Measurement: Absolute

    Top One Trader Funding and Account Options

    Fee Structure
    One-Time
    Account Type
    Demo
    Fee Refundable
    Yes
    Free Trial
    No
    Free Retry
    No
    Reset Option
    Yes
    Buyback Option
    Yes
    US Traders
    Yes
    KYC Required
    Yes

    Reset Fee: $25,000 Challenge Account - $29

    Account Currencies:
    USD

    Top One Trader Markets & Asset Classes

    CFD Trading
    Forex
    Indices
    Metals
    Energy
    Cryptocurrency
    Stocks
    Commodities

    Top One Trader Payout Policy

    Profit Split
    80–100%
    Payout Frequency
    Bi-weekly
    First Payout
    14 days
    Processing Time
    24 hours
    Min Withdrawal
    $100
    Payout Methods
    Riseworks

    Top One Trader Scaling Plan

    Conditions: 25% every 3 months after achieving a total gain of 25% (with at least 8% profit each month).
    Increment: 25% Increase
    Max Allocation: $5.0M
    Profit Split Increases with Scaling

    Top One Trader Banned Countries (27)

    Afghanistan
    Albania
    Algeria
    Armenia
    Azerbaijan
    Belarus
    Crimea (Region of Ukraine)
    Cuba
    Haiti
    Iran
    Iraq
    Kazakhstan
    Kuwait
    Lebanon
    Libya
    North Macedonia
    Morocco
    Myanmar (Burma)
    North Korea
    Pakistan
    Russia
    Somalia
    Sudan
    Syria
    Turkey
    Ukraine
    Vietnam

    Top One Trader Discount Code

    There are no active Top One Trader discount codes right now — we verify and update this section as soon as a new promotion goes live.

    No active discount code at the moment

    Check Top One Trader’s current pricing directly, or see our offers page for the latest verified deals.

    See offersVisit Top One Trader

    Top One Trader Challenge Types and Costs

    Top One Trader offers instant and 1-step and 2-step programs with account sizes from $5K to $200K, with evaluation fees ranging from $7 to $2537.

    Challenge ModelAccount SizesFee FromProfit TargetMax DrawdownProfit Split
    Instant
    6 sizes ($5K–$200K)$94—5%–6%up to 100%
    1-Step
    Lowest entry
    6 sizes ($5K–$200K)$75%–10%6%–7%up to 100%
    2-Step
    6 sizes ($5K–$150K)$398%–10%8%–9%up to 100%

    Compare every Top One Trader challenge tier

    Profit targets, drawdowns, fees and payouts side-by-side.

    View Top One Trader Challenges

    Evaluation fee is refunded after a successful payout.

    Featured Top One Trader Challenges

    View all 33 challenges

    The most popular Top One Trader account tiers at a glance — see the full list for every size and rule.

    $5K
    instant
    Profit split100%
    From$94
    Get this challenge
    $25K
    instant
    Profit split100%
    From$296
    Get this challenge
    $100K
    instant
    Profit split90%
    From$1142
    Get this challenge
    $10K
    1 step
    Profit target10%
    Profit split90%
    From$107
    Get this challenge
    $5K
    1 step
    Profit target10%
    Profit split90%
    From$64
    Get this challenge
    $25K
    1 step
    Profit target10%
    Profit split90%
    From$215
    Get this challenge

    Top One Trader Real Trader Results and Payouts

    Verified trader feedback, payout cadence and the policies that determine how often you can withdraw profits at Top One Trader.

    TP Score
    —
    Trader Reviews
    0
    Payout Frequency
    Bi-weekly
    Processing
    24 hours

    Payout policy at a glance

    • First payout available after 14 days of trading.
    • Payouts cycle on a Bi-weekly schedule.
    • Withdrawals process in 24 hours .
    • Minimum withdrawal amount: $100.
    • Supported payout methods: Riseworks.

    Top One Trader Trading Rules Deep Dive

    The fine print that decides whether traders pass or breach. Each rule below uses Top One Trader's specific values.

    Does Top One Trader have a consistency rule?

    No — Top One Trader does not enforce a consistency rule, so a single profitable day will not block your payout. This is a meaningful differentiator versus firms that cap best-day P&L.

    News trading rules at Top One Trader

    High-impact economic releases (NFP, FOMC, CPI) are when most prop firms enforce restrictions. At Top One Trader, news trading is permitted without restrictions.

    Top One Trader drawdown calculation method

    • Basis: Balance
    • Measurement: Absolute
    • Types offered: Static

    Worked example: with an absolute balance-based drawdown, the threshold is fixed at the start of the evaluation and does not trail your equity curve as you grow the account.

    Expert Advisor and automation rules at Top One Trader

    EAs and bots are permitted at Top One Trader.

    • HFT allowed: No
    • Martingale allowed: No
    • Copy trading: not allowed

    Weekend and overnight position rules at Top One Trader

    • Weekend holding: allowed
    • Overnight holding: Allowed
    • Stop loss required: Yes

    Top One Trader Scaling Plan and Long-Term Growth

    How your account grows once you're funded with Top One Trader, and where the profit split ceiling sits.

    Starting Allocation
    $200K
    Max Scaled Allocation
    $5.0M
    Profit Split Range
    80% → 100%

    How scaling works at Top One Trader

    Conditions: 25% every 3 months after achieving a total gain of 25% (with at least 8% profit each month).

    Increment: 25% Increase

    Profit split improves as you scale up the account.

    Maximum of 6 concurrent accounts permitted.

    How Top One Trader Compares

    Where Top One Trader outperforms typical prop firms — and where its rules are stricter than the industry average.

    Top One Trader strengths

    • High profit split ceiling (100%) versus a typical 80% industry standard.
    • Fast first payout — available after 14 days versus the typical 30-day minimum.
    • Wide platform choice: Match Trader, MT5, TradeLocker.
    • Evaluation fee is refundable after a successful payout.
    • Scaling plan grows accounts up to $5.0M.
    • US traders are accepted.
    • No consistency rule — your best day does not cap your total profit.

    Things to watch out for

    • 27 banned countries — verify your jurisdiction before purchasing.
    • KYC verification is required before payouts.

    Top One Trader pricing starts from $7 and goes up to $2537.

    Use Top One Trader's active discounts to lower the entry cost.

    Compare Top One Trader with popular alternatives

    Top One Trader vs FTMOTop One Trader vs FundedNextTop One Trader vs The5ersTop One Trader vs E8 MarketsCompare with any firm

    Top One Trader Frequently Asked Questions

    Quick answers to the most common questions traders ask about Top One Trader.

    Top One Trader offers Instant / 1-Step / 2-Step evaluations. To get funded you reach the profit target while staying within the maximum drawdown and daily loss limit. A minimum of 3 trading days is required. Once funded, you keep up to 100% of the profits. See the Challenges section for every tier's exact targets and fees.

    If you breach a rule or miss the profit target, the evaluation ends. With Top One Trader, the evaluation fee is refundable after a successful payout, the account can be reset (reset fee: $25,000 Challenge Account - $29).

    News trading is permitted without restrictions at Top One Trader.

    The first payout is available after 14 days. Subsequent payouts run on a Bi-weekly cycle. Processing typically takes 24 hours . Minimum withdrawal is $100.

    No — Top One Trader does not enforce a consistency rule, so traders are free to take their best setups without worrying about a single day exceeding a percentage of total profit.

    Expert Advisors and automated trading are permitted at Top One Trader.

    With Top One Trader you can trade Forex, Indices, Metals, Energy, Cryptocurrency, Commodities. Supported platforms include Match Trader, MT5, TradeLocker.

    US-based traders are accepted at Top One Trader. Some countries are restricted (27 in total) — see the supported-countries list on this page for the full breakdown.

    Top One Trader has no active discount code right now. We verify and refresh codes regularly, so check the discount section on this page for the latest.
    Still have questions? Get in touch.