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Challenges

Instant Funding Challenges

Instant Funding runs Instant + 1 Step + 2 Step challenges with relative balance drawdown. Account sizes range from $625 to $300K, with evaluation fees from $25–$5,499. Trading runs on cTrader, Match Trader, MT5.

Challenge Types
Instant + 1 Step + 2 Step
Account Range
$625–$300K
Price Range
$25–$5,499
Profit Split
60%–90%
Drawdown
Relative Balance

Instant Funding challenge types and pricing

46 active Instant Funding challenges across instant + 1 step + 2 step tiers. Filter by account size and program type to find the right fit.

Challenges 46

$50K1 Step
Loyalty Pts228
Profit Target
7%
Daily Loss
7%
Max Loss
4%
Profit Split
80%
Payout Frequency
On Demand
$114
$80KInstant
Loyalty Pts7,398
Profit Target
Daily Loss
0%
Max Loss
10%
Profit Split
80%
Payout Frequency
First 14 days, then 7 days
$3699
$40KInstant
Loyalty Pts3,698
Profit Target
Daily Loss
0%
Max Loss
10%
Profit Split
80%
Payout Frequency
First 14 days, then 7 days
$1849
$20KInstant
Loyalty Pts1,798
Profit Target
Daily Loss
0%
Max Loss
10%
Profit Split
80%
Payout Frequency
First 14 days, then 7 days
$899
$10KInstant
Loyalty Pts918
Profit Target
Daily Loss
0%
Max Loss
10%
Profit Split
80%
Payout Frequency
First 14 days, then 7 days
$459
$5KInstant
Loyalty Pts478
Profit Target
Daily Loss
0%
Max Loss
10%
Profit Split
80%
Payout Frequency
First 14 days, then 7 days
$239
$200KInstant
Loyalty Pts2,398
Profit Target
Daily Loss
4%
Max Loss
6%
Profit Split
80%
Payout Frequency
payout on demand
$1199
$5KInstant
Loyalty Pts84
Profit Target
Daily Loss
4%
Max Loss
6%
Profit Split
80%
Payout Frequency
Payout on demand
$42
$25KInstant
Loyalty Pts338
Profit Target
0%
Daily Loss
4%
Max Loss
6%
Profit Split
80%
Payout Frequency
payout on demand
$169
$25K1 Step
Loyalty Pts358
Profit Target
10%
Daily Loss
3%
Max Loss
8%
Profit Split
80%
Payout Frequency
On Demand
$179
$100KInstant
Loyalty Pts968
Profit Target
Daily Loss
2%
Max Loss
4%
Profit Split
90%
Payout Frequency
After 24 hours
$484
$1.3KInstant
Loyalty Pts168
Profit Target
Daily Loss
0%
Max Loss
10%
Profit Split
80%
Payout Frequency
First 14 days, then 7 days
$84
$100KInstant
Loyalty Pts1,178
Profit Target
Daily Loss
4%
Max Loss
6%
Profit Split
80%
Payout Frequency
payout on demand
$589
$300KInstant
Loyalty Pts3,318
Profit Target
Daily Loss
4%
Max Loss
6%
Profit Split
80%
Payout Frequency
payout on demand
$1659
$5KInstant
Loyalty Pts76
Profit Target
Daily Loss
2%
Max Loss
4%
Profit Split
90%
Payout Frequency
After 24 hours
$38
$50KInstant
Loyalty Pts638
Profit Target
Daily Loss
4%
Max Loss
6%
Profit Split
80%
Payout Frequency
payout on demand
$319
$10KInstant
Loyalty Pts126
Profit Target
Daily Loss
2%
Max Loss
4%
Profit Split
90%
Payout Frequency
After 24 hours
$63
$50KInstant
Loyalty Pts578
Profit Target
Daily Loss
2%
Max Loss
4%
Profit Split
90%
Payout Frequency
After 24 hours
$289
$200KInstant
Loyalty Pts1,878
Profit Target
Daily Loss
2%
Max Loss
4%
Profit Split
90%
Payout Frequency
After 24 hours
$939
$2KInstant
Loyalty Pts50
Profit Target
Daily Loss
2%
Max Loss
4%
Profit Split
90%
Payout Frequency
After 24 hours
$25
$625Instant
Loyalty Pts88
Profit Target
Daily Loss
0%
Max Loss
10%
Profit Split
80%
Payout Frequency
First 14 days, then 7 days
$44
$120KInstant
Loyalty Pts10,998
Profit Target
Daily Loss
0%
Max Loss
10%
Profit Split
80%
Payout Frequency
First 14 days, then 7 days
$5499
$10KInstant
Loyalty Pts158
Profit Target
0%
Daily Loss
4%
Max Loss
6%
Profit Split
80%
Payout Frequency
payout on demand
$79
$100K1 Step
Loyalty Pts1,078
Profit Target
10%
Daily Loss
3%
Max Loss
8%
Profit Split
80%
Payout Frequency
On Demand
$539
$50K1 Step
Loyalty Pts578
Profit Target
10%
Daily Loss
3%
Max Loss
8%
Profit Split
80%
Payout Frequency
On Demand
$289
$10K1 Step
Loyalty Pts168
Profit Target
10%
Daily Loss
3%
Max Loss
8%
Profit Split
80%
Payout Frequency
On Demand
$84
$200K1 Step
Loyalty Pts2,158
Profit Target
10%
Daily Loss
3%
Max Loss
8%
Profit Split
80%
Payout Frequency
On Demand
$1079
$5K1 Step
Loyalty Pts88
Profit Target
10%
Daily Loss
3%
Max Loss
8%
Profit Split
80%
Payout Frequency
On Demand
$44
$200K1 Step
Loyalty Pts878
Profit Target
7%
Daily Loss
7%
Max Loss
4%
Profit Split
80%
Payout Frequency
On Demand
$439
$25K1 Step
Loyalty Pts128
Profit Target
7%
Daily Loss
7%
Max Loss
4%
Profit Split
80%
Payout Frequency
On Demand
$64
$100K2 Step
Loyalty Pts1,078
Profit Target
8% 5%
Daily Loss
5%
Max Loss
10%
Profit Split
80%
Payout Frequency
On Demand
$539
$50K2 Step
Loyalty Pts592
Profit Target
8% 5%
Daily Loss
5%
Max Loss
10%
Profit Split
80%
Payout Frequency
On Demand
$296
$25K2 Step
Loyalty Pts326
Profit Target
8% 5%
Daily Loss
5%
Max Loss
10%
Profit Split
80%
Payout Frequency
On Demand
$163
$10K2 Step
Loyalty Pts178
Profit Target
8% 5%
Daily Loss
5%
Max Loss
10%
Profit Split
80%
Payout Frequency
On Demand
$89
$200K2 Step
Loyalty Pts2,156
Profit Target
8% 5%
Daily Loss
5%
Max Loss
10%
Profit Split
80%
Payout Frequency
On Demand
$1078
$100K2 Step
Loyalty Pts1,078
Profit Target
8% 4%
Daily Loss
4%
Max Loss
10%
Profit Split
60%
Payout Frequency
5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95%
$539
$200K2 Step
Loyalty Pts2,156
Profit Target
8% 4%
Daily Loss
4%
Max Loss
10%
Profit Split
60%
Payout Frequency
5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95%
$1078
$10K2 Step
Loyalty Pts178
Profit Target
8% 4%
Daily Loss
4%
Max Loss
10%
Profit Split
60%
Payout Frequency
5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95%
$89
$25K2 Step
Loyalty Pts326
Profit Target
8% 4%
Daily Loss
4%
Max Loss
10%
Profit Split
60%
Payout Frequency
5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95%
$163
$50K2 Step
Loyalty Pts592
Profit Target
8% 4%
Daily Loss
4%
Max Loss
10%
Profit Split
60%
Payout Frequency
5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95%
$296
$10K1 Step
Loyalty Pts78
Profit Target
7%
Daily Loss
4%
Max Loss
7%
Profit Split
80%
Payout Frequency
On Demand
$39
$100K1 Step
Loyalty Pts438
Profit Target
7%
Daily Loss
7%
Max Loss
4%
Profit Split
80%
Payout Frequency
On Demand
$219
$5K2 Step
Loyalty Pts96
Profit Target
8% 5%
Daily Loss
5%
Max Loss
10%
Profit Split
80%
Payout Frequency
On Demand
$48
$5K2 Step
Loyalty Pts96
Profit Target
8% 4%
Daily Loss
4%
Max Loss
10%
Profit Split
60%
Payout Frequency
5–13 days: 60%, 14–27 days: 80% or 28 days or later: 95%
$48
$2.5KInstant
Loyalty Pts258
Profit Target
Daily Loss
0%
Max Loss
10%
Profit Split
80%
Payout Frequency
First 14 days, then 7 days
$129
$20KInstant
Loyalty Pts238
Profit Target
Daily Loss
2%
Max Loss
4%
Profit Split
90%
Payout Frequency
After 24 hours
$119

Key trading rules

The rules that shape every Instant Funding evaluation, condensed to one line per item.

Drawdown
Relative Balance
News Trading
No restrictions
EAs / Automation
Not allowed
Consistency Rule
Max 40%
Weekend Holding
Not allowed
Min Trading Days
Not specified

Fee refund policy

Instant Funding does not refund the challenge fee. Treat the evaluation cost as a one-time purchase.

Why traders fail Instant Funding challenges

The most common failure causes are tied directly to Instant Funding's rule set — here are the ones to plan around before paying for an evaluation.

  1. 1

    Breaching the relative balance drawdown

    Instant Funding's drawdown is relative balance, which means the limit moves up as the account grows. Traders who size positions for the starting balance often blow through the limit after a profitable run-up.

    Tip: Recalculate your max risk per trade against the current trailing limit, not the starting balance.

  2. 2

    Failing the consistency rule

    Instant Funding enforces a consistency rule (Max 40%). One outsized winning day can disqualify the run even if the profit target is hit.

    Tip: Spread profit across multiple sessions — don't double down once you're up. Smaller, repeatable winners pass the rule cleanly.

  3. 3

    Running disallowed EAs or copy trading

    Instant Funding does not allow expert advisors and automated systems. Running a banned EA — including some trade copiers — voids the account.

    Tip: Check the rule list before installing any tool that places trades for you. When unsure, trade manually until you've confirmed in writing.

  4. 4

    Holding positions over the weekend

    Instant Funding does not allow weekend exposure. A position that drifts past Friday's close can void the account regardless of P&L.

    Tip: Set a hard alarm 30 minutes before your platform's weekly close — flatten everything before market shutdown.

Who Instant Funding fits

Good fit if you trade like this:

  • News-event traders — no restrictions on trading high-impact releases.
  • Traders who want funded capital without a multi-week evaluation — instant-funding tier is available.

Look elsewhere if any of these apply:

  • Swing traders — all positions must be flat by Friday close.
  • Algorithmic traders — EAs and automated systems are not allowed.
  • High-variance traders relying on a single big day — the consistency rule will block the pass.
  • Scalpers — short-hold strategies aren't permitted.

Want to see how real traders rate Instant Funding's rule set?

Read Instant Funding reviews

Instant Funding challenge FAQ

Quick answers to the questions traders ask before paying for a Instant Funding evaluation.

Still have questions?

See the full Instant Funding FAQ, rules, and payout policy on the main profile.

View Instant Funding profile