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Challenges

Instant Funding Challenges

Instant Funding runs Instant + 1 Step + 2 Step challenges with relative balance drawdown. Account sizes range from $625 to $300K, with evaluation fees from $25–$6,049. Trading runs on cTrader, Match Trader, MT5.

Challenge Types
Instant + 1 Step + 2 Step
Account Range
$625–$300K
Price Range
$25–$6,049
Profit Split
60%–90%
Drawdown
Relative Balance

Instant Funding challenge types and pricing

84 active Instant Funding challenges across instant + 1 step + 2 step tiers. Filter by account size and program type to find the right fit.

Challenges 84

$5KInstantIF Micro Clarity
Rewards196
Profit Target
Daily Loss
$150
Max Loss
$300
Profit Split
80%
Payout Frequency
Every 14 days
$98.10$109
$10KInstantIF Micro Clarity
Rewards261
Profit Target
Daily Loss
$300
Max Loss
$600
Profit Split
80%
Payout Frequency
Every 14 days
$130.50$145
$25KInstantIF Micro Clarity
Rewards454
Profit Target
Daily Loss
$750
Max Loss
$1,500
Profit Split
80%
Payout Frequency
Every 14 days
$226.80$252
$50KInstantIF Micro Clarity
Rewards776
Profit Target
Daily Loss
$1,500
Max Loss
$3,000
Profit Split
80%
Payout Frequency
Every 14 days
$387.90$431
$100KInstantIF Micro Clarity
Rewards1,420
Profit Target
Daily Loss
$3,000
Max Loss
$6,000
Profit Split
80%
Payout Frequency
Every 14 days
$710.10$789
$200KInstantIF Micro Clarity
Rewards2,709
Profit Target
Daily Loss
$6,000
Max Loss
$12,000
Profit Split
80%
Payout Frequency
Every 14 days
$1354.50$1505
$5KInstantIF Micro Crypto
Rewards76
Profit Target
Daily Loss
$200
Max Loss
$300
Profit Split
80%
Payout Frequency
On-demand
$37.80$42
$10KInstantIF Micro Crypto
Rewards142
Profit Target
Daily Loss
$400
Max Loss
$600
Profit Split
80%
Payout Frequency
On-demand
$71.10$79
$25KInstantIF Micro Crypto
Rewards304
Profit Target
Daily Loss
$1,000
Max Loss
$1,500
Profit Split
80%
Payout Frequency
On-demand
$152.10$169
$50KInstantIF Micro Crypto
Rewards574
Profit Target
Daily Loss
$2,000
Max Loss
$3,000
Profit Split
80%
Payout Frequency
On-demand
$287.10$319
$100KInstantIF Micro Crypto
Rewards1,060
Profit Target
Daily Loss
$4,000
Max Loss
$6,000
Profit Split
80%
Payout Frequency
On-demand
$530.10$589
$200KInstantIF Micro Crypto
Rewards2,158
Profit Target
Daily Loss
$8,000
Max Loss
$12,000
Profit Split
80%
Payout Frequency
On-demand
$1079.10$1199
$2KInstantIF1
Rewards45
Profit Target
Daily Loss
$40
Max Loss
$80
Profit Split
90%
Payout Frequency
After 24-hour trading window closes
$22.50$25
$5KInstantIF1
Rewards68
Profit Target
Daily Loss
$100
Max Loss
$200
Profit Split
90%
Payout Frequency
After 24-hour trading window closes
$34.20$38
$10KInstantIF1
Rewards113
Profit Target
Daily Loss
$200
Max Loss
$400
Profit Split
90%
Payout Frequency
After 24-hour trading window closes
$56.70$63
$20KInstantIF1
Rewards214
Profit Target
Daily Loss
$400
Max Loss
$800
Profit Split
90%
Payout Frequency
After 24-hour trading window closes
$107.10$119
$50KInstantIF1
Rewards520
Profit Target
Daily Loss
$1,000
Max Loss
$2,000
Profit Split
90%
Payout Frequency
After 24-hour trading window closes
$260.10$289
$100KInstantIF1
Rewards871
Profit Target
Daily Loss
$2,000
Max Loss
$4,000
Profit Split
90%
Payout Frequency
After 24-hour trading window closes
$435.60$484
$200KInstantIF1
Rewards1,690
Profit Target
Daily Loss
$4,000
Max Loss
$8,000
Profit Split
90%
Payout Frequency
After 24-hour trading window closes
$845.10$939
$1.3KInstantInstant Funding
Rewards151
Profit Target
Daily Loss
Max Loss
$125
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$75.60$84
$2.5KInstantInstant Funding
Rewards232
Profit Target
Daily Loss
Max Loss
$250
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$116.10$129
$5KInstantInstant Funding
Rewards430
Profit Target
Daily Loss
$200
Max Loss
$500
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$215.10$239
$10KInstantInstant Funding
Rewards826
Profit Target
Daily Loss
$400
Max Loss
$1,000
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$413.10$459
$20KInstantInstant Funding
Rewards1,618
Profit Target
Daily Loss
Max Loss
$2,000
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$809.10$899
$40KInstantInstant Funding
Rewards3,328
Profit Target
Daily Loss
Max Loss
$4,000
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$1664.10$1849
$80KInstantInstant Funding
Rewards6,658
Profit Target
Daily Loss
Max Loss
$8,000
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$3329.10$3699
$120KInstantInstant Funding
Rewards9,898
Profit Target
Daily Loss
Max Loss
$12,000
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$4949.10$5499
$625InstantInstant Funding $625
Rewards79
Profit Target
Daily Loss
Max Loss
$63
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$39.60$44
$1.3KInstantInstant Funding Clarity
Rewards167
Profit Target
Daily Loss
Max Loss
$125
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$83.70$93
$2.5KInstantInstant Funding Clarity
Rewards256
Profit Target
Daily Loss
Max Loss
$250
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$127.80$142
$5KInstantInstant Funding Clarity
Rewards473
Profit Target
Daily Loss
Max Loss
$500
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$236.70$263
$10KInstantInstant Funding Clarity
Rewards909
Profit Target
Daily Loss
Max Loss
$1,000
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$454.50$505
$20KInstantInstant Funding Clarity
Rewards1,780
Profit Target
Daily Loss
Max Loss
$2,000
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$890.10$989
$40KInstantInstant Funding Clarity
Rewards3,661
Profit Target
Daily Loss
Max Loss
$4,000
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$1830.60$2034
$80KInstantInstant Funding Clarity
Rewards7,324
Profit Target
Daily Loss
Max Loss
$8,000
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$3662.10$4069
$120KInstantInstant Funding Clarity
Rewards10,888
Profit Target
Daily Loss
Max Loss
$12,000
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$5444.10$6049
$625InstantInstant Funding Clarity $625
Rewards88
Profit Target
Daily Loss
Max Loss
$63
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$44.10$49
$1.3KInstantInstant Funding Go
Rewards121
Profit Target
Daily Loss
$50
Max Loss
$125
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$60.30$67
$2.5KInstantInstant Funding Go
Rewards185
Profit Target
Daily Loss
$100
Max Loss
$250
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$92.70$103
$5KInstantInstant Funding Go
Rewards344
Profit Target
Daily Loss
$200
Max Loss
$500
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$171.90$191
$10KInstantInstant Funding Go
Rewards661
Profit Target
Daily Loss
$400
Max Loss
$1,000
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$330.30$367
$20KInstantInstant Funding Go
Rewards1,294
Profit Target
Daily Loss
$800
Max Loss
$2,000
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$647.10$719
$40KInstantInstant Funding Go
Rewards2,662
Profit Target
Daily Loss
$1,600
Max Loss
$4,000
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$1331.10$1479
$80KInstantInstant Funding Go
Rewards5,326
Profit Target
Daily Loss
$3,200
Max Loss
$8,000
Profit Split
80%
Payout Frequency
14 days after first trade, weekly after that
$2663.10$2959
$5KInstantInstant Funding Micro
Rewards76
Profit Target
Daily Loss
$200
Max Loss
$300
Profit Split
80%
Payout Frequency
On-demand
$37.80$42
$10KInstantInstant Funding Micro
Rewards142
Profit Target
Daily Loss
$400
Max Loss
$600
Profit Split
80%
Payout Frequency
On-demand
$71.10$79
$25KInstantInstant Funding Micro
Rewards304
Profit Target
Daily Loss
$1,000
Max Loss
$1,500
Profit Split
80%
Payout Frequency
On-demand
$152.10$169
$50KInstantInstant Funding Micro
Rewards574
Profit Target
Daily Loss
$2,000
Max Loss
$3,000
Profit Split
80%
Payout Frequency
On-demand
$287.10$319
$100KInstantInstant Funding Micro
Rewards1,060
Profit Target
Daily Loss
$4,000
Max Loss
$6,000
Profit Split
80%
Payout Frequency
On-demand
$530.10$589
$200KInstantInstant Funding Micro
Rewards2,158
Profit Target
Daily Loss
$8,000
Max Loss
$12,000
Profit Split
80%
Payout Frequency
On-demand
$1079.10$1199
$300KInstantInstant Funding Micro
Rewards2,986
Profit Target
Daily Loss
$12,000
Max Loss
$18,000
Profit Split
80%
Payout Frequency
On-demand
$1493.10$1659
$5K1 StepOne-Phase Challenge
Rewards79
Profit Target
$500
Daily Loss
$150
Max Loss
$400
Profit Split
80%
Payout Frequency
On-demand
$39.60$44
$10K1 StepOne-Phase Challenge
Rewards151
Profit Target
$1,000
Daily Loss
$300
Max Loss
$800
Profit Split
80%
Payout Frequency
On-demand
$75.60$84
$25K1 StepOne-Phase Challenge
Rewards322
Profit Target
$2,500
Daily Loss
$750
Max Loss
$2,000
Profit Split
80%
Payout Frequency
On-demand
$161.10$179
$50K1 StepOne-Phase Challenge
Rewards808
Profit Target
$5,000
Daily Loss
$1,500
Max Loss
$4,000
Profit Split
80%
Payout Frequency
On-demand
$404.10$449
$100K1 StepOne-Phase Challenge
Rewards1,618
Profit Target
$10,000
Daily Loss
$3,000
Max Loss
$8,000
Profit Split
80%
Payout Frequency
On-demand
$809.10$899
$200K1 StepOne-Phase Challenge
Rewards3,236
Profit Target
$20,000
Daily Loss
$6,000
Max Loss
$16,000
Profit Split
80%
Payout Frequency
On-demand
$1618.20$1798
$5K1 StepOne-Phase Clarity
Rewards214
Profit Target
$450
Daily Loss
$200
Max Loss
$300
Profit Split
80%
Payout Frequency
On-demand then every 7 days
$107.10$119
$10K1 StepOne-Phase Clarity
Rewards340
Profit Target
$900
Daily Loss
$400
Max Loss
$600
Profit Split
80%
Payout Frequency
On-demand then every 7 days
$170.10$189
$25K1 StepOne-Phase Clarity
Rewards394
Profit Target
$2,250
Daily Loss
$1,000
Max Loss
$1,500
Profit Split
80%
Payout Frequency
On-demand then every 7 days
$197.10$219
$50K1 StepOne-Phase Clarity
Rewards718
Profit Target
$4,500
Daily Loss
$2,000
Max Loss
$3,000
Profit Split
80%
Payout Frequency
On-demand then every 7 days
$359.10$399
$100K1 StepOne-Phase Clarity
Rewards1,402
Profit Target
$9,000
Daily Loss
$4,000
Max Loss
$6,000
Profit Split
80%
Payout Frequency
On-demand then every 7 days
$701.10$779
$5K1 StepOne-Phase Crypto
Rewards160
Profit Target
$500
Daily Loss
$150
Max Loss
$300
Profit Split
80%
Payout Frequency
Every 7 days
$80.10$89
$10K1 StepOne-Phase Crypto
Rewards322
Profit Target
$1,000
Daily Loss
$300
Max Loss
$600
Profit Split
80%
Payout Frequency
Every 7 days
$161.10$179
$25K1 StepOne-Phase Crypto
Rewards412
Profit Target
$2,500
Daily Loss
$750
Max Loss
$1,500
Profit Split
80%
Payout Frequency
Every 7 days
$206.10$229
$50K1 StepOne-Phase Crypto
Rewards738
Profit Target
$5,000
Daily Loss
$1,500
Max Loss
$3,000
Profit Split
80%
Payout Frequency
Every 7 days
$369$410
$100K1 StepOne-Phase Crypto
Rewards1,438
Profit Target
$10,000
Daily Loss
$3,000
Max Loss
$6,000
Profit Split
80%
Payout Frequency
Every 7 days
$719.10$799
$10K1 StepOne-Phase Micro
Rewards70
Profit Target
$700
Daily Loss
$400
Max Loss
$700
Profit Split
80%
Payout Frequency
On-demand
$35.10$39
$25K1 StepOne-Phase Micro
Rewards115
Profit Target
$1,750
Daily Loss
$1,000
Max Loss
$1,750
Profit Split
80%
Payout Frequency
On-demand
$57.60$64
$50K1 StepOne-Phase Micro
Rewards205
Profit Target
$3,500
Daily Loss
$2,000
Max Loss
$3,500
Profit Split
80%
Payout Frequency
On-demand
$102.60$114
$100K1 StepOne-Phase Micro
Rewards466
Profit Target
$7,000
Daily Loss
$4,000
Max Loss
$7,000
Profit Split
80%
Payout Frequency
On-demand
$233.10$259
$200K1 StepOne-Phase Micro
Rewards934
Profit Target
$14,000
Daily Loss
$8,000
Max Loss
$14,000
Profit Split
80%
Payout Frequency
On-demand
$467.10$519
$5K2 StepTwo-Phase Challenge
Rewards86
Profit Target
$400
Daily Loss
$250
Max Loss
$500
Profit Split
80%
Payout Frequency
On-demand
$43.20$48
$10K2 StepTwo-Phase Challenge
Rewards160
Profit Target
$800
Daily Loss
$500
Max Loss
$1,000
Profit Split
80%
Payout Frequency
On-demand
$80.10$89
$25K2 StepTwo-Phase Challenge
Rewards293
Profit Target
$2,000
Daily Loss
$1,250
Max Loss
$2,500
Profit Split
80%
Payout Frequency
On-demand
$146.70$163
$50K2 StepTwo-Phase Challenge
Rewards533
Profit Target
$4,000
Daily Loss
$2,500
Max Loss
$5,000
Profit Split
80%
Payout Frequency
On-demand
$266.40$296
$100K2 StepTwo-Phase Challenge
Rewards970
Profit Target
$8,000
Daily Loss
$5,000
Max Loss
$10,000
Profit Split
80%
Payout Frequency
On-demand
$485.10$539
$200K2 StepTwo-Phase Challenge
Rewards1,940
Profit Target
$16,000
Daily Loss
$10,000
Max Loss
$20,000
Profit Split
80%
Payout Frequency
On-demand
$970.20$1078
$5K2 StepTwo-Phase Micro
Rewards98
Profit Target
$400
Daily Loss
$200
Max Loss
$500
Profit Split
80%
Payout Frequency
On-demand
$49$70
$10K2 StepTwo-Phase Micro
Rewards138
Profit Target
$800 $500
Daily Loss
$400
Max Loss
$1,000
Profit Split
80%
Payout Frequency
On-demand
$69$99
$25K2 StepTwo-Phase Micro
Rewards198
Profit Target
$2,000 $1,250
Daily Loss
$1,000
Max Loss
$2,500
Profit Split
80%
Payout Frequency
On-demand
$99$142
$50K2 StepTwo-Phase Micro
Rewards358
Profit Target
$4,000 $2,500
Daily Loss
$2,000
Max Loss
$5,000
Profit Split
80%
Payout Frequency
On-demand
$179$256
$100K2 StepTwo-Phase Micro
Rewards578
Profit Target
$8,000 $5,000
Daily Loss
$4,000
Max Loss
$10,000
Profit Split
80%
Payout Frequency
On-demand
$289$413
$200K2 StepTwo-Phase Micro
Rewards1,198
Profit Target
$16,000
Daily Loss
$8,000
Max Loss
$20,000
Profit Split
80%
Payout Frequency
On-demand
$599$856

Key trading rules

The rules that shape every Instant Funding evaluation, condensed to one line per item.

Drawdown
Relative Balance
News Trading
No restrictions
EAs / Automation
Not allowed
Consistency Rule
Max 40%
Weekend Holding
Not allowed
Min Trading Days
3–7 days

Fee refund policy

Instant Funding does not refund the challenge fee. Treat the evaluation cost as a one-time purchase.

Why traders fail Instant Funding challenges

The most common failure causes are tied directly to Instant Funding's rule set — here are the ones to plan around before paying for an evaluation.

  1. 1

    Breaching the relative balance drawdown

    Instant Funding's drawdown is relative balance, which means the limit moves up as the account grows. Traders who size positions for the starting balance often blow through the limit after a profitable run-up.

    Tip: Recalculate your max risk per trade against the current trailing limit, not the starting balance.

  2. 2

    Failing the consistency rule

    Instant Funding enforces a consistency rule (Max 40%). One outsized winning day can disqualify the run even if the profit target is hit.

    Tip: Spread profit across multiple sessions — don't double down once you're up. Smaller, repeatable winners pass the rule cleanly.

  3. 3

    Running disallowed EAs or copy trading

    Instant Funding does not allow expert advisors and automated systems. Running a banned EA — including some trade copiers — voids the account.

    Tip: Check the rule list before installing any tool that places trades for you. When unsure, trade manually until you've confirmed in writing.

  4. 4

    Not meeting the minimum trading days

    Instant Funding requires at least 3–7 trading days on the evaluation. Hitting the profit target faster doesn't fast-track you — the day count gates the pass.

    Tip: Plan for the day count from day 1. Place at least one position-managed trade per required day, even if you're already in profit.

Who Instant Funding fits

Good fit if you trade like this:

  • News-event traders — no restrictions on trading high-impact releases.
  • Traders who want funded capital without a multi-week evaluation — instant-funding tier is available.

Look elsewhere if any of these apply:

  • Swing traders — all positions must be flat by Friday close.
  • Algorithmic traders — EAs and automated systems are not allowed.
  • High-variance traders relying on a single big day — the consistency rule will block the pass.
  • Scalpers — short-hold strategies aren't permitted.

Want to see how real traders rate Instant Funding's rule set?

Read Instant Funding reviews

Instant Funding challenge FAQ

Quick answers to the questions traders ask before paying for a Instant Funding evaluation.

Still have questions?

See the full Instant Funding FAQ, rules, and payout policy on the main profile.

View Instant Funding profile